Privacy Policy.

This policy describes the Alpha product as it works today. It is written in plain English for testers. If anything is unclear, contact [email protected].

Who we are

Monatry is developed and operated by Roxcroft Ltd, a company registered in England and Wales (Company No. 17456294). Registered office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom.

Monatry helps people manage their money by helping them understand it. During Alpha you can express interest on this website. When invited, you enrol with the account email needed for iPhone or Android install, then use Monatry after completing the install steps for your device.

Monatry is a personal money-management and financial-planning software product. It is not financial advice. Roxcroft Ltd does not currently provide regulated financial services.

What we collect

• Expression of interest: name and email, plus optional campaign attribution parameters (such as utm_source) and the referring website hostname when you arrive from another site. We use these to invite testers and understand which acquisition routes work.
• Alpha enrolment (when invited): name, which phone you will use (iPhone or Android), and one account email for install access and Alpha contact — your Apple Account email on iPhone, or your Google Play email on Android.
• Account: email and sign-in details you use to create or access your Monatry account (email/password, Apple, or Google).
• Forecast data you enter: account balances, Fixed Income, Commitments, Spending entries, categories, and related planning settings. This is your workspace data.
• Optional Alpha profile answers: skippable questions that help us understand who Monatry is helping. Answers are used in aggregate and do not change your forecast.
• Feedback: messages you send in-app or on this website, plus technical context such as app version and platform. Please do not include passwords, balances, or account numbers in feedback.
• Support access (only if you grant it): temporary, time-limited access so Monatry Support can investigate an issue you reported.
• Acquisition funnel events (no account details): anonymous page and form interaction events used to measure whether recruitment pages work, without storing your name or email on those events.

How we use information

• To review expressions of interest and invite people into Alpha enrolment.
• To provide the Alpha app and keep your workspace available to you.
• To send Alpha programme emails such as welcome and access guidance.
• To review feedback and improve Monatry.
• To understand which recruitment routes work, using limited campaign parameters and anonymous funnel events.
• To secure the service and investigate problems you report.

We do not sell your personal or financial data. We do not use your forecast balances for marketing.

Where data is stored

Monatry uses cloud services to store accounts and workspace data securely. Cloud backups you create, and automatic safety snapshots before restore, are part of protecting your workspace.

Account protection

Wider Alpha readiness includes practical protections such as strong password rules, web and native inactivity protection, and biometric or device authentication to re-enter the app where supported. Wording here will be aligned further as implementation is confirmed. We do not invent a separate Monatry PIN. We do not make unverified “bank-grade” or certification claims.

Your choices

• You can skip the Alpha profile questions.
• You can export data from Data Management (Excel) for your own records.
• You can revoke Support Access at any time if you granted it.
• You can ask about account deletion from Settings → Password & Security, or email [email protected].

Alpha expectations

Monatry is Alpha software. Features and wording may change. Treat forecasts as a planning aid, not your sole financial record, and keep your own bank records for important decisions.

Contact

Questions about privacy or your data: [email protected]. Prefer in-app Settings → Send Feedback for product issues. See also Contact.